JAPAN’S YOUTH SIGNING AWAY THEIR FUTURE: 50-YEAR MORTGAGES BECOME THE NEW NORMAL
Young people are being shackled with debt they will carry until they DIE. In a desperate move to cope with insane housing prices, Japanese banks are now pushing home loans with repayment periods of up to 50 YEARS. This is a financial time bomb.
Look at the evidence: The average price of a new condo in central Tokyo has now blasted past ¥100 MILLION. Faced with this impossible reality, people in their 20s are being forced into a devil’s bargain. Regional and online banks are the ones offering these lifetime contracts, dangling the bait of “manageable” monthly payments.
But make no mistake: this is not a solution. This is a trap. By stretching payments over five decades, banks are enabling a broken market to climb even higher. Who wins? The financial institutions locking in generations of interest payments, and the developers selling overpriced boxes. Who loses? EVERY young person now risking their entire working life to own a basic home.
This is more than a loan—it’s a form of economic serfdom, normalizing a future where you will never be free.
The silence from regulators is DEAFENING as an entire generation consigns itself to permanent debt. This is not a trend; it’s a surrender.
They aren’t just buying a house—they are selling their future.



