Parents’ financial problems are passed on to their child without them having a say in the first place when they bought a car without asking. Is that fair?
When you are a kid, the only people responsible for your finances are your parents. They not only take care of it but are also the sole providers. That extends, according to each family, for several years. Some people, after their 18th birthday, decide that the child –now an adult– has to be fully independent and provide for themself. Other parents think that it is best to continue supporting their offspring until they graduate from college or get a good job. This is not a decision taken solely on what parents think is best. It also has to do with how much money they have and the state of the household finances.
Which brings me to my second point, the story below. Not all families have the financial stability to take care of their child’s expenses once they’ve grown out. There is nothing wrong with that. After all, these “kids” have already acquired the maturity to have their own responsibilities and independent finances. Having a job at that age and living on your own are great ways to learn responsibility and to become the best version of yourself during adulthood. We need to face our own issues without a parent or guardian to fully learn how adult life works.
The problem appears when the child not only has to take care of their expenses, but also spending that this person did not do. This user wasn’t the one who decided it was a good idea to buy a car and pay for it with monthly car payments. The parents are to blame for that decision-making. They did have good intentions, but it turned out to be a new concern for this young adult’s life. Now they have to postpone moving out to pay for something they never expected to be in charge of paying in the first place. This family had an arrangement. Due to financial problems, it had to change. But that doesn’t seem completely fair. And probably it isn’t, but that is the problem with adult life. It isn’t fair. You have to be responsible for things that you didn’t even decide. We cannot fight it. Nobody can pay for the car. The owner is the child. If they want it, they need to start taking care of the payments. It doesn’t matter that they weren’t the ones who bought it.
Author: Kayitsi.com
